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Doesn't your credit union checking account have account and routing numbers like any other? That should be all you need.

The American Express Blue Cash Everyday Card has no annual fee: https://card.americanexpress.com/d/cm/blue-cash-everyday-credit-card/

Sorry to hear that you had such a negative experience, Ron. I recently applied for Payboo to purchase a spotting scope from B&H, an expensive item that would have cost me a good chunk of money in sales tax. No problems at all. I was approved within minutes of applying and was able to use my...

Again, high-interest online savings accounts are a dime a dozen at this time and have been for months. For example, I have an AMEX simple savings account that currently has an APY of 3.75%, and they adjust it up practically every month. There are a number of online banks offering 4%. Goldman...

Eventually it will drop, just like it did years ago when many banks were offering high-interest rate simple savings accounts online. That's the case now as well, with players like American Express, Synchrony, and many others handing out APYs above 3.5-4%. Apple/Goldman Sachs is late to the game...

:rolling-smiley: https://www.theverge.com/tldr/2019/9/2/20844377/apple-card-wooden-case-leather-discoloration

Another wrinkle - you can't store the Apple Card in an iPhone credit card case because it prevents the phone from charging wirelessly! HAHAHAHA!!! https://www.cultofmac.com/645056/apple-card-wireless-charging-iphone-wallet-case/

Won't be long before you'll be able to buy a case for it. :rolling-smiley:

I think we're getting into semantics here. I was specifically referring to HIGH lines of credit. ;)

Aren't you more likely to get approved for high lines of credit BEFORE you've just taken out a $400K loan on a house? Anyway, I'm sure you're right, but as I mentioned there's so much voodoo involved that I'm going to look into it further. I may even talk with MY financial adviser instead of...

There's so much voodoo involved in credit scores and lending, but I've always felt that what I outlined above was reasonably plausible. Having that much unsecured credit available and then maxing it out after buying a house, for example, could easily make it harder for you to cover your mortgage...

:laugh: Thanks Ron!

My understanding regarding large amounts of unused credit card credit is that it's detrimental if you want to finance a large purchase, such as a car or taking out a mortgage on a house. I've always been told that lending institutions count any unsecured credit UP TO AND INCLUDING your entire...

In that respect I'd assume that you would have to link a payment account of some type to the card, as you do with any credit card if you want to pay your balance electronically.